/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,::backdrop,:after,:before{--tw-outline-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:host,:root{--font-sans:ui-sans-serif,system-ui,sans-serif,"Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol","Noto Color Emoji";--font-mono:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace;--spacing:.25rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4,0,.2,1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,::backdrop,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}:host,html{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif,system-ui,sans-serif,"Apple Color Emoji","Segoe UI Emoji","Segoe UI Symbol","Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,pre,samp{font-family:var(--default-mono-font-family,ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}menu,ol,ul{list-style:none}audio,canvas,embed,iframe,img,object,svg,video{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,optgroup,select,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab,red,red)){::placeholder{color:color-mix(in oklab,currentcolor 50%,transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit,::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-day-field,::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-hour-field,::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-millisecond-field,::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button,::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.static{position:static}.sticky{position:sticky}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}.flex{display:flex}.hidden{display:none}.inline{display:inline}.inline-block{display:inline-block}.inline-flex{display:inline-flex}.resize{resize:both}.outline{outline-style:var(--tw-outline-style);outline-width:1px}.blur{--tw-blur:blur(8px)}.blur,.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--n:#07111f;--p:#102238;--p2:#0b1a2c;--l:#27405b;--lime:#c8ff45;--w:#f5f8fb;--m:#9fb0c4;--ink:#101827;--paper:#f3f6f8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--n);color:var(--w);margin:0;font-family:Inter,Segoe UI,Arial,sans-serif}a{color:inherit;text-decoration:none}header{border-bottom:1px solid var(--l);justify-content:space-between;max-width:1456px;height:84px;margin:auto;padding:0 48px}.brand,header{align-items:center;display:flex}.brand{letter-spacing:.08em;gap:12px;font-size:14px;font-weight:800}.brand i{border:1px solid var(--lime);width:34px;height:34px;color:var(--lime);place-items:center;font-size:11px;font-style:normal;display:grid}nav{color:var(--m);gap:36px;font-size:14px;display:flex}footer a:hover,nav a:hover{color:var(--lime)}.outline{border:1px solid var(--l);padding:11px 18px;font-size:13px;font-weight:700}.hero{background-image:linear-gradient(#27405b1f 1px,#0000 0),linear-gradient(90deg,#27405b1f 1px,#0000 0);background-size:80px 80px;grid-template-columns:1.08fr .92fr;gap:84px;max-width:1456px;min-height:690px;margin:auto;padding:74px 48px 64px;display:grid}.eyebrow,.hero{align-items:center}.eyebrow{color:var(--m);letter-spacing:.14em;text-transform:uppercase;gap:12px;font-size:12px;font-weight:800;display:flex}.eyebrow:before{content:"";background:var(--lime);width:28px;height:2px}h1{letter-spacing:-.055em;max-width:780px;margin:24px 0;font-size:clamp(52px,5vw,78px);line-height:.98}.contact em,h1 em{color:var(--lime);font-style:normal}.lead{max-width:650px;color:var(--m);font-size:18px;line-height:1.75}.actions{gap:30px;margin-top:36px;display:flex}.actions,.btn{align-items:center}.btn{background:var(--lime);color:var(--n);gap:28px;padding:17px 22px;font-size:14px;font-weight:800;transition:all .2s;display:inline-flex}.btn:hover{background:#d7ff76;transform:translateY(-2px)}.actions>a:last-child{color:var(--m);border-bottom:1px solid var(--l);padding-bottom:5px;font-size:14px}.trust{color:var(--m);gap:25px;margin-top:42px;font-size:12px;display:flex}.card{border:1px solid var(--l);background:#102238fa;box-shadow:24px 24px #00000029}.cardhead{border-bottom:1px solid var(--l);justify-content:space-between;align-items:center;padding:24px 26px;display:flex}.cardhead>div{gap:8px;display:grid}.cardhead small{color:var(--lime);letter-spacing:.18em;font-size:10px;font-weight:900}.cardhead span{color:var(--m);font-size:12px}.cardhead strong{color:var(--lime);font-size:24px}.property{border-bottom:1px solid var(--l);grid-template-columns:auto 1fr auto;align-items:center;gap:15px;padding:22px 26px;display:grid}.property>i{background:var(--n);width:42px;height:42px;color:var(--lime);place-items:center;font-size:23px;font-style:normal;display:grid}.property div{gap:4px;display:grid}.property small{color:var(--m)}mark{color:var(--lime);letter-spacing:.12em;background:#c8ff451a;padding:6px 9px;font-size:9px;font-weight:900}.card dl{grid-template-columns:repeat(2,1fr);margin:0;display:grid}.card dl div{border-bottom:1px solid var(--l);padding:20px 26px}.card dl div:nth-child(odd){border-right:1px solid var(--l)}dt{color:var(--m);margin-bottom:8px;font-size:11px}dd{margin:0;font-size:19px;font-weight:800}.card dl div:nth-child(4) dd,.card dl div:nth-child(5) dd{color:var(--lime)}.verdict{gap:18px;padding:22px 26px;display:flex}.verdict>span{color:var(--lime);font-size:11px;font-weight:900}.verdict p{color:var(--m);margin:0;font-size:12px;line-height:1.6}.fine{color:#6f839a;padding:0 26px 22px;display:block}.pillars{border-block:1px solid var(--l);grid-template-columns:repeat(3,1fr);display:grid}.pillars article{border-right:1px solid var(--l);background:var(--p2);min-height:330px;padding:48px max(32px,16.6667vw - 242.667px);position:relative}.pillars article:last-child{border:0}.pillars article>small{color:#52677d;font-weight:900;position:absolute;top:30px;right:32px}.pillars i{color:var(--lime);height:55px;font-size:32px;font-style:normal;display:block}.pillars h2{letter-spacing:-.02em;font-size:25px}.pillars p{color:var(--m);max-width:400px;font-size:14px;line-height:1.7}.pillars a{color:var(--lime);margin-top:18px;font-size:12px;font-weight:800;display:inline-block}.process{background:var(--paper);color:var(--ink);grid-template-columns:.9fr 1.1fr;gap:120px;display:grid}.calc h2,.contact h2,.process h2{letter-spacing:-.045em;margin:24px 0;font-size:clamp(42px,4vw,62px);line-height:1.05}.calc>div>p,.process>div>p:last-child{color:#637083;line-height:1.75}.process ol{border-top:1px solid #cbd3dc;margin:0;padding:0;list-style:none}.process li{border-bottom:1px solid #cbd3dc;grid-template-columns:60px 1fr;gap:22px;padding:26px 0;display:grid}.process li>span{color:#6d7b8e;padding-top:6px;font-size:11px;font-weight:900}.process h3{margin:0 0 8px;font-size:21px}.process li p{color:#637083;margin:0;font-size:14px;line-height:1.6}.calc{background:#0a1728;grid-template-columns:.8fr 1.2fr;gap:90px;display:grid}.calc .note{border-left:2px solid var(--lime);padding-left:16px;font-size:12px}.calcbox{border:1px solid var(--l);background:var(--p);padding:32px}.inputs{grid-template-columns:repeat(2,1fr);gap:20px;display:grid}.inputs label{color:var(--m);text-transform:uppercase;letter-spacing:.08em;gap:8px;font-size:11px;font-weight:800;display:grid}.inputs input{width:100%;color:var(--w);background:var(--n);outline:0;padding:14px}.inputs input,.results{border:1px solid var(--l)}.results{grid-template-columns:repeat(3,1fr);margin:30px 0 18px;display:grid}.results div{border-right:1px solid var(--l);gap:10px;padding:20px;display:grid}.results div:last-child{border:0}.calcbox>small,.results span{color:var(--m);font-size:10px}.results b{font-size:17px}.contact{text-align:center}.contact .eyebrow{justify-content:center}.contact>p:not(.eyebrow){max-width:620px;color:var(--m);margin:0 auto 32px;line-height:1.75}footer{border-top:1px solid var(--l);max-width:1456px;color:var(--m);justify-content:space-between;align-items:center;margin:auto;padding:35px 48px;font-size:12px;display:flex}@media (max-width:980px){nav{display:none}.calc,.hero,.process{gap:60px}.calc,.hero,.pillars,.process{grid-template-columns:1fr}.pillars article{border-right:0;border-bottom:1px solid var(--l)}.section{padding:80px 36px}}@media (max-width:620px){header{height:72px;padding:0 20px}.outline{display:none}.hero{padding:44px 20px}.actions,.trust{flex-direction:column;align-items:flex-start}.card{box-shadow:none}.card dl{grid-template-columns:1fr}.card dl div:nth-child(odd){border-right:0}.pillars article{padding:38px 24px}.section{padding:65px 20px}.inputs,.results{grid-template-columns:1fr}.results div{border-right:0;border-bottom:1px solid var(--l)}footer{flex-direction:column;align-items:flex-start;gap:25px;padding:30px 20px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}:root{--hansa-blue:#003753;--hansa-blue-2:#064b6b;--hansa-red:#b43b3f;--hansa-red-dark:#922d31;--hansa-white:#fff;--hansa-off:#f7f7f7;--hansa-line:#dbe3e7;--hansa-muted:#647985;--navy:var(--hansa-blue);--red:var(--hansa-red)}body{background:var(--hansa-white);color:var(--hansa-blue);font-family:Montserrat,Segoe UI,Arial,sans-serif}header{border-bottom:1px solid var(--hansa-line);z-index:2;background:#fff;height:102px;padding:0 max(48px,50vw - 680px);position:relative;box-shadow:0 8px 30px #0037530d}.brand{letter-spacing:.13em;font-size:15px}.brand,.brand i{color:var(--hansa-blue)}.brand i{border:2px solid var(--hansa-blue);width:42px;height:42px;position:relative}.brand i:after{content:"";background:var(--hansa-red);width:13px;height:3px;position:absolute;bottom:-2px;right:-2px}nav{color:var(--hansa-blue);gap:42px}nav a{padding:39px 0 35px;position:relative}nav a:after{content:"";background:var(--hansa-red);height:2px;transition:right .2s;position:absolute;bottom:26px;left:0;right:100%}nav a:hover{color:var(--hansa-blue)}nav a:hover:after{right:0}.outline{border:1px solid var(--hansa-blue);color:var(--hansa-blue);background:#fff}.outline:hover{background:var(--hansa-blue);color:#fff}.hero{background:linear-gradient(90deg,#fff 0 59%,#f4f6f7 59% 100%);gap:88px;max-width:none;min-height:700px;padding:88px max(48px,50vw - 680px)}.eyebrow{color:var(--hansa-red)}.eyebrow:before{background:var(--hansa-red)}h1{color:var(--hansa-blue);font-weight:700}.contact em,h1 em{color:var(--hansa-red)}.lead{color:var(--hansa-muted)}.btn{background:var(--hansa-red);color:#fff;box-shadow:0 8px 20px #b43b3f2e}.btn:hover{background:var(--hansa-red-dark);color:#fff}.actions>a:last-child{color:var(--hansa-blue);border-bottom-color:var(--hansa-red)}.trust{color:var(--hansa-muted)}.card{border:1px solid var(--hansa-line);color:var(--hansa-blue);background:#fff;box-shadow:18px 18px #e9eef0}.card dl div,.cardhead,.property{border-color:var(--hansa-line)}.card dl div:nth-child(4) dd,.card dl div:nth-child(5) dd,.cardhead small,.cardhead strong,.verdict>span{color:var(--hansa-red)}.cardhead span,.property small,.verdict p,dt{color:var(--hansa-muted)}.property>i{background:var(--hansa-blue);color:#fff}mark{color:var(--hansa-red);background:#b43b3f12}.verdict b{color:var(--hansa-blue)}.fine{color:#7b8b94}.pillars{border-color:var(--hansa-line);background:#fff;gap:22px;padding:34px max(48px,50vw - 680px)}.pillars article{background:#fff;min-height:320px;padding:40px;box-shadow:0 10px 35px #0037530f;border:1px solid var(--hansa-line)!important}.pillars article>small{color:#9aa8af}.pillars a,.pillars i{color:var(--hansa-red)}.pillars h2{color:var(--hansa-blue)}.pillars p{color:var(--hansa-muted)}.process{background:var(--hansa-off);color:var(--hansa-blue)}.calc .eyebrow,.process .eyebrow{color:var(--hansa-red)}.process li p,.process>div>p:last-child{color:var(--hansa-muted)}.process li,.process ol{border-color:#d5dee2}.process li>span{color:var(--hansa-red)}.calc{background:var(--hansa-blue)}.calc,.calc h2{color:#fff}.calc>div>p{color:#c6d2d8}.calc .note{border-left-color:var(--hansa-red);color:#dce4e8}.calcbox{background:#fff;border:0;box-shadow:18px 18px #0000001f}.calcbox,.inputs input,.inputs label{color:var(--hansa-blue)}.inputs input{background:var(--hansa-off);border-color:var(--hansa-line)}.inputs input:focus{border-color:var(--hansa-red)}.results,.results div{border-color:var(--hansa-line)}.calcbox>small,.results span{color:var(--hansa-muted)}.results .pos b{color:#268157}.results .neg b{color:var(--hansa-red)}.contact{color:var(--hansa-blue);background:#fff}.contact .eyebrow{color:var(--hansa-red)}.contact>p:not(.eyebrow){color:var(--hansa-muted)}footer{background:var(--hansa-blue);color:#d5e0e5;border:0;max-width:none;padding:42px max(48px,50vw - 680px)}footer .brand{color:#fff}footer .brand i{color:#fff;border-color:#fff}footer a:hover{color:#fff}@media (max-width:980px){header{padding:0 36px}.hero{background:#fff;padding:70px 36px}.pillars{padding:30px 36px}.card{box-shadow:12px 12px #e9eef0}}@media (max-width:620px){header{height:78px;padding:0 20px}.hero{padding:48px 20px}.pillars{padding:24px 20px}.pillars article{padding:32px 24px}footer{padding:34px 20px}}.legal-links{flex-wrap:wrap;gap:18px;display:flex}.legal-page{background:var(--hansa-off);min-height:100vh;color:var(--hansa-blue)}.legal-nav{border-bottom:1px solid var(--hansa-line);background:#fff;justify-content:space-between;align-items:center;height:88px;padding:0 max(24px,50vw - 460px);display:flex}.legal-nav>a:last-child{color:var(--hansa-red);font-size:13px;font-weight:700}.legal-page article{max-width:920px;margin:0 auto;padding:72px 24px 100px}.legal-page h1{margin:20px 0 52px;font-size:clamp(44px,7vw,70px)}.legal-page h2{margin:38px 0 12px;font-size:22px}.legal-page p{color:#455e6b;line-height:1.75}.legal-page article a{color:var(--hansa-red);text-underline-offset:3px;text-decoration:underline}.legal-meta{border-top:1px solid var(--hansa-line);margin-top:52px;padding-top:22px;font-size:13px}.cardhead>span{text-align:right;max-width:110px}@media (max-width:760px){.legal-links{flex-direction:column;gap:12px}.legal-nav{height:76px;padding:0 20px}.legal-page article{padding:52px 20px 80px}.legal-page h1{margin-bottom:38px}}@font-face{font-family:Montserrat;font-style:normal;font-weight:300 800;font-display:swap;src:url(/montserrat-normal-latin.woff2)format("woff2")}@font-face{font-family:Montserrat;font-style:italic;font-weight:400;font-display:swap;src:url(/montserrat-italic-latin.woff2)format("woff2")}.brand{letter-spacing:0;gap:14px}.brand img{object-fit:contain;object-position:left center;width:112px;height:68px;display:block}.brand .invest-label{border-left:3px solid var(--hansa-red);color:var(--hansa-blue);letter-spacing:.18em;align-self:center;padding:7px 10px;font-size:12px;font-weight:700;line-height:1}footer .brand img{filter:brightness(0)invert()}footer .brand .invest-label{color:#fff;border-left-color:var(--hansa-red)}.legal-nav .brand img{width:96px;height:58px}@media (max-width:620px){.brand img{width:86px;height:54px}.brand .invest-label{padding:6px 8px;font-size:10px}.legal-nav .brand img{width:82px;height:50px}}h2{letter-spacing:-.045em;font-size:clamp(38px,4.3vw,64px);line-height:1.06}.section{padding:110px max(28px,50vw - 680px)}.new-hero{align-items:center;min-height:760px;display:flex;position:relative;overflow:hidden}.new-hero .shade,.new-hero>img{object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.new-hero .shade{background:linear-gradient(90deg,#001f30f0,#00293ec2 42%,#00293e1a 75%)}.hero-copy{z-index:2;color:#fff;width:min(760px,55%);margin-left:max(28px,50vw - 680px);padding:90px 0 130px;position:relative}.hero-copy h1{color:#fff}.hero-copy>p:not(.eyebrow){color:#e2e8eb;font-size:18px;line-height:1.75}.eyebrow.white{color:#fff}.eyebrow.white:before{background:#fff}.proof{z-index:2;color:var(--hansa-muted);background:#fffffff5;padding:23px max(28px,50vw - 680px);display:flex;position:absolute;bottom:0;left:0;right:0}.proof span{border-right:1px solid var(--hansa-line);flex:1;padding:0 28px;font-size:13px}.proof span:first-child{padding-left:0}.proof span:last-child{border:0}.proof b{color:var(--hansa-blue)}.intro2{grid-template-columns:1fr 1fr;gap:120px;display:grid}.intro2>div:last-child{color:var(--hansa-muted);padding-top:38px;font-size:16px}.intro2>div:last-child p:first-child{color:var(--hansa-blue);font-size:19px}.services2{background:var(--hansa-off)}.section-head{max-width:820px;margin-bottom:55px}.section-head>p:last-child{color:var(--hansa-muted)}.service-grid{background:var(--hansa-line);border:1px solid var(--hansa-line);grid-template-columns:repeat(3,1fr);gap:1px;display:grid}.service-grid article{background:#fff;min-height:270px;padding:36px}.service-grid span{color:var(--hansa-red);font-size:11px;font-weight:800}.service-grid h3{margin:30px 0 14px;font-size:22px}.service-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.7}.boundary{border-left:4px solid var(--hansa-red);background:var(--hansa-blue);color:#fff;grid-template-columns:190px 1fr;gap:30px;margin-top:26px;padding:26px 30px;display:grid}.boundary p{color:#d9e3e7;margin:0;font-size:12px;line-height:1.7}.process2{grid-template-columns:.78fr 1.22fr;gap:110px;display:grid}.process-copy{align-self:start;position:sticky;top:40px}.process-copy>p:not(.eyebrow){color:var(--hansa-muted);line-height:1.75}.process2 ol{border-top:1px solid var(--hansa-line);margin:0;padding:0;list-style:none}.process2 li{border-bottom:1px solid var(--hansa-line);grid-template-columns:58px 1fr;gap:25px;padding:29px 0;display:grid}.process2 li>span{color:var(--hansa-red);font-size:11px;font-weight:800}.process2 li small{color:var(--hansa-muted);text-transform:uppercase;letter-spacing:.13em;font-size:10px}.process2 li h3{margin:7px 0;font-size:21px}.process2 li p{color:var(--hansa-muted);margin:0;font-size:13px;line-height:1.7}.finance-band{background:linear-gradient(120deg,var(--hansa-blue),#0b5674);color:#fff;padding:100px max(28px,50vw - 680px)}.finance-band>div:first-child{grid-template-columns:.7fr 1.3fr;gap:80px;display:grid}.finance-band h2{color:#fff}.finance-points{grid-template-columns:repeat(3,1fr);gap:28px;margin-top:45px;display:grid}.finance-points article{border:1px solid #ffffff38;padding:28px}.finance-points b{color:#ef9b9e;font-size:11px}.finance-points h3{margin:22px 0 10px}.finance-points p{color:#ccd9df;margin:0;font-size:13px;line-height:1.7}.calc2{color:var(--hansa-blue);background:#eef1f2;grid-template-columns:.72fr 1.28fr;gap:80px;display:grid}.calc-copy>p:not(.eyebrow){color:var(--hansa-muted);line-height:1.75}.checks{grid-template-columns:1fr 1fr;gap:12px;margin:30px 0;font-size:13px;font-weight:600;display:grid}.calcbox2{background:#fff;padding:34px;box-shadow:14px 14px #dce3e6}.inputs2{grid-template-columns:repeat(2,1fr);gap:18px;display:grid}.inputs2 label{color:var(--hansa-blue);letter-spacing:.06em;text-transform:uppercase;gap:7px;font-size:10px;font-weight:800;display:grid}.inputs2 input{border:1px solid var(--hansa-line);width:100%;color:var(--hansa-blue);background:#f8f9f9;outline:0;padding:14px}.inputs2 input:focus{border-color:var(--hansa-red)}.results2{border:1px solid var(--hansa-line);grid-template-columns:repeat(3,1fr);margin:28px 0 18px;display:grid}.results2 div{border-right:1px solid var(--hansa-line);border-bottom:1px solid var(--hansa-line);align-content:center;gap:7px;min-height:103px;padding:17px;display:grid}.results2 div:nth-child(3n){border-right:0}.results2 div:nth-last-child(-n+3){border-bottom:0}.fine2,.results2 small,.results2 span{color:var(--hansa-muted);font-size:9px}.results2 b{font-size:16px}.results2 .pos b{color:#25805a}.results2 .neg b{color:var(--hansa-red)}.fine2{line-height:1.6;display:block}.knowledge2{background:#fff}.post-grid{grid-template-columns:repeat(3,1fr);gap:48px 26px;display:grid}.post-pic{background-color:var(--hansa-blue);color:#fff;background-image:linear-gradient(135deg,#0000 40%,#ffffff16 40% 42%,#0000 42%),radial-gradient(circle at 75% 25%,#fff2,#0000 25%);align-items:flex-end;height:190px;padding:22px;display:flex}.post-pic span{opacity:.72;font-size:52px;font-weight:300}.post-pic.p1,.post-pic.p4{background-color:#5d2631}.post-pic.p2,.post-pic.p5{background-color:#536d76}.post-grid article>small{color:var(--hansa-red);text-transform:uppercase;letter-spacing:.1em;margin-top:20px;font-size:9px;font-weight:800;display:block}.post-grid h3{margin:11px 0;font-size:20px}.post-grid p{color:var(--hansa-muted);font-size:12px;line-height:1.7}.post-grid a{color:var(--hansa-red);font-size:11px;font-weight:700}.briefing{background:var(--hansa-blue);color:#fff;justify-content:space-between;align-items:center;gap:30px;margin-top:70px;padding:40px;display:flex}.briefing h3{margin:12px 0 0;font-size:25px}.btn.pale{color:var(--hansa-blue);box-shadow:none;background:#fff}.contact small{color:var(--hansa-muted);margin-top:18px;font-size:10px;display:block}@media (max-width:1050px){.hero-copy{width:70%}.calc2,.intro2,.process2{grid-template-columns:1fr;gap:55px}.post-grid,.service-grid{grid-template-columns:repeat(2,1fr)}.process-copy{position:static}.finance-band>div:first-child,.finance-points{grid-template-columns:1fr}.calcbox2{box-shadow:none}}@media (max-width:680px){.section{padding:74px 20px}.new-hero{align-items:flex-start;min-height:760px}.new-hero>img{object-position:63% center}.new-hero .shade{background:linear-gradient(#002a3ef0,#002a3ebf 70%,#002a3e4d)}.hero-copy{width:auto;margin:0;padding:70px 20px 160px}.hero-copy h1{font-size:48px}.hero-copy>p:not(.eyebrow){font-size:15px}.proof{flex-direction:column;gap:8px;padding:15px 20px}.proof span{border:0;padding:0;font-size:11px}.boundary,.post-grid,.service-grid{grid-template-columns:1fr}.finance-band{padding:74px 20px}.checks,.inputs2,.results2{grid-template-columns:1fr}.results2 div,.results2 div:nth-child(3n){border-right:0;border-bottom:1px solid var(--hansa-line)}.results2 div:last-child{border-bottom:0}.briefing{flex-direction:column;align-items:flex-start;padding:28px}.post-pic{height:160px}}.home-hero{min-height:650px}.home-menu{grid-template-columns:.65fr 1.35fr;gap:90px;display:grid}.home-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.home-grid>a{border:1px solid var(--hansa-line);background:#fff;min-height:235px;padding:30px;transition:all .2s}.home-grid>a:hover{border-color:var(--hansa-red);transform:translateY(-3px);box-shadow:0 12px 32px #00375312}.home-grid span{color:var(--hansa-red);font-size:10px;font-weight:800}.home-grid h3{margin:28px 0 12px;font-size:24px}.home-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.7}.home-grid b{color:var(--hansa-red);font-size:11px}.home-note{background:var(--hansa-blue);color:#fff;grid-template-columns:180px 1fr;gap:30px;padding:28px max(28px,50vw - 680px);display:grid}.home-note p{color:#d9e3e7;margin:0;font-size:12px;line-height:1.7}.page-hero{background:var(--hansa-off);border-bottom:1px solid var(--hansa-line);padding:92px max(28px,50vw - 560px)}.page-hero h1{letter-spacing:-.055em;max-width:900px;color:var(--hansa-blue);margin:22px 0;font-size:clamp(48px,6vw,78px);line-height:1}.page-hero>p:last-child{max-width:720px;color:var(--hansa-muted);font-size:17px;line-height:1.7}.sub-content{padding:78px max(28px,50vw - 560px)}.sub-content>.btn{margin-top:42px}.timeline{border-top:1px solid var(--hansa-line);margin:0;padding:0;list-style:none}.timeline li{border-bottom:1px solid var(--hansa-line);grid-template-columns:80px 1fr;gap:28px;padding:34px 0;display:grid}.timeline li>span{color:var(--hansa-red);font-weight:800}.timeline small{color:var(--hansa-muted);text-transform:uppercase;letter-spacing:.13em}.timeline h2{margin:7px 0;font-size:30px}.timeline p{color:var(--hansa-muted);margin:0}.calculator-page{background:#eef1f2;grid-template-columns:1.3fr .7fr;gap:55px;padding:78px max(28px,50vw - 560px);display:grid}.calculator-page aside{background:var(--hansa-blue);color:#fff;align-self:start;padding:35px}.calculator-page aside h2{font-size:27px}.calculator-page aside li{color:#d9e3e7;margin:14px 0}.calculator-page aside .btn{margin-top:25px}.contact-page{grid-template-columns:1fr 1fr;gap:70px;padding:78px max(28px,50vw - 560px);display:grid}.contact-page li{color:var(--hansa-muted);margin:14px 0}.contact-card{background:var(--hansa-blue);color:#fff;padding:42px}.contact-card>small{color:#cddbe0;margin:18px 0;display:block}.contact-card p{color:#d9e3e7;line-height:1.7}@media (max-width:900px){.calculator-page,.contact-page,.home-menu{grid-template-columns:1fr}.home-grid{grid-template-columns:1fr 1fr}}@media (max-width:620px){.home-menu{padding:68px 20px}.home-grid,.home-note{grid-template-columns:1fr}.home-note{padding:24px 20px}.page-hero{padding:65px 20px}.page-hero h1{font-size:48px}.calculator-page,.contact-page,.sub-content{padding:55px 20px}.timeline li{grid-template-columns:45px 1fr}.home-hero{min-height:680px}}.sub-content.wide{padding-inline:max(28px,50vw - 680px)}.service-grid.rich{grid-template-columns:repeat(4,1fr)}.deliverables-section,.faq-section,.roles-section{padding:95px max(28px,50vw - 560px)}.outcome-grid,.roles-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.outcome-grid article,.roles-grid article{border:1px solid var(--hansa-line);padding:30px}.outcome-grid span{color:var(--hansa-red);font-size:10px;font-weight:800}.outcome-grid h3{margin:24px 0 10px;font-size:20px}.outcome-grid p,.roles-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.7}.fit-section{background:var(--hansa-blue);color:#fff;padding:95px max(28px,50vw - 560px)}.fit-section>div:first-child{grid-template-columns:.6fr 1.4fr;gap:60px;display:grid}.fit-section h2{color:#fff}.fit-grid{background:#ffffff25;grid-template-columns:repeat(2,1fr);gap:1px;margin-top:45px;display:grid}.fit-grid article{background:var(--hansa-blue);padding:28px}.fit-grid p{color:#d5e0e5;font-size:13px;line-height:1.7}.faq-section details{border-top:1px solid var(--hansa-line);padding:0}.faq-section details:last-of-type{border-bottom:1px solid var(--hansa-line)}.faq-section summary{cursor:pointer;padding:23px 0;font-size:18px;font-weight:700}.faq-section details p{max-width:850px;color:var(--hansa-muted);font-size:14px}.process-intro{padding:85px max(28px,50vw - 560px)}.process-intro>div:first-child{grid-template-columns:180px 1fr;gap:50px;display:grid}.process-intro>div:first-child>b{color:var(--hansa-red);text-transform:uppercase;letter-spacing:.1em;font-size:12px}.process-intro h2{font-size:clamp(32px,4vw,52px)}.principles{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:45px;display:grid}.principles article{background:var(--hansa-off);border-top:3px solid var(--hansa-red);padding:28px}.principles span{color:var(--hansa-red);font-size:10px;font-weight:800}.principles h3{margin:22px 0 10px}.principles p{color:var(--hansa-muted);font-size:13px;line-height:1.7}.deep-process{background:#eef1f2;grid-template-columns:.65fr 1.35fr;gap:80px;padding:100px max(28px,50vw - 680px);display:grid}.phase-nav{align-self:start;position:sticky;top:35px}.phase-nav>p:last-child{color:var(--hansa-muted)}.phase-list{border-top:1px solid #cbd5d9}.phase-list>article{border-bottom:1px solid #cbd5d9;grid-template-columns:65px 1fr;gap:24px;padding:38px 0;display:grid}.phase-no{color:var(--hansa-red);font-size:12px;font-weight:800}.phase-list small{color:var(--hansa-muted);text-transform:uppercase;letter-spacing:.14em;font-size:10px}.phase-list h2{margin:8px 0 13px;font-size:30px}.phase-list p{color:var(--hansa-muted);font-size:14px;line-height:1.75}.phase-list ul{grid-template-columns:repeat(3,1fr);gap:8px;padding:0;list-style:none;display:grid}.phase-list li{color:var(--hansa-blue);background:#fff;padding:9px 10px;font-size:10px}.phase-list strong{border-left:3px solid var(--hansa-red);margin-top:18px;padding-left:15px;font-size:12px;display:block}.doc-section{padding:95px max(28px,50vw - 560px)}.doc-grid{grid-template-columns:repeat(2,1fr);gap:18px;display:grid}.doc-grid article{border:1px solid var(--hansa-line);padding:30px}.doc-grid span{color:var(--hansa-red);font-size:10px;font-weight:800}.doc-grid h3{margin:22px 0 9px}.doc-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.7}.stop-section{color:#fff;background:#4b2029;grid-template-columns:.72fr 1.28fr;gap:90px;padding:95px max(28px,50vw - 560px);display:grid}.stop-section h2{color:#fff}.stop-section>div:first-child>p:last-child{color:#ebd7dc}.stop-section article{border-bottom:1px solid #ffffff26;grid-template-columns:45px 1fr;gap:18px;padding:22px 0;display:grid}.stop-section article:first-child{border-top:1px solid #ffffff26}.stop-section article>b{color:#f0a4aa}.stop-section article h3{margin:0 0 7px}.stop-section article p{color:#ebd7dc;margin:0;font-size:12px;line-height:1.65}.roles-grid{grid-template-columns:repeat(2,1fr)}.final-cta{background:var(--hansa-blue);color:#fff;justify-content:space-between;align-items:center;gap:35px;margin-top:55px;padding:38px;display:flex}.final-cta h2{color:#fff;font-size:30px}.final-cta p{color:#d5e0e5;margin:0}.guide-section{padding:78px max(28px,50vw - 680px)}.guide-grid{grid-template-columns:repeat(3,1fr);gap:50px 25px;display:grid}.guide-grid article>small{color:var(--hansa-red);text-transform:uppercase;margin-top:19px;font-size:9px;font-weight:800;display:block}.guide-grid h2{margin:10px 0;font-size:21px}.guide-grid p{color:var(--hansa-muted);font-size:12px;line-height:1.7}.guide-grid ul{color:var(--hansa-blue);padding-left:18px;font-size:11px;line-height:1.8}.guide-grid a{color:var(--hansa-red);font-size:11px;font-weight:700}.knowledge-note{background:var(--hansa-blue);color:#fff;grid-template-columns:1fr 1fr;gap:60px;margin-top:75px;padding:40px;display:grid}.knowledge-note h2{color:#fff;font-size:30px}.knowledge-note>p{color:#d5e0e5;font-size:13px}@media (max-width:1050px){.service-grid.rich{grid-template-columns:repeat(2,1fr)}.deep-process,.stop-section{grid-template-columns:1fr}.phase-nav{position:static}.guide-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:680px){.deep-process,.deliverables-section,.doc-section,.faq-section,.fit-section,.guide-section,.process-intro,.roles-section,.stop-section{padding:65px 20px}.doc-grid,.guide-grid,.outcome-grid,.principles,.roles-grid,.service-grid.rich{grid-template-columns:1fr}.fit-section>div:first-child,.knowledge-note,.process-intro>div:first-child{grid-template-columns:1fr;gap:25px}.fit-grid{grid-template-columns:1fr}.phase-list>article{grid-template-columns:42px 1fr}.phase-list ul{grid-template-columns:1fr}.final-cta{flex-direction:column;align-items:flex-start;padding:27px}}.rechner-info{padding:95px max(28px,50vw - 560px)}.info-grid{grid-template-columns:repeat(2,1fr);gap:18px;display:grid}.info-grid article{border:1px solid var(--hansa-line);padding:30px}.info-grid h3{font-size:20px}.info-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.7}.calc-warning{background:var(--hansa-off);border-left:4px solid var(--hansa-red);grid-template-columns:190px 1fr;gap:30px;margin-top:28px;padding:28px;display:grid}.calc-warning p{color:var(--hansa-muted);margin:0;font-size:13px}@media (max-width:680px){.rechner-info{padding:65px 20px}.calc-warning,.info-grid{grid-template-columns:1fr}}.editorial-photo{max-width:1240px;margin:56px auto 16px;padding:0 24px;position:relative}.editorial-photo img{object-fit:cover;border-radius:2px;width:100%;height:clamp(320px,42vw,560px);display:block;box-shadow:0 22px 60px #0a1b3124}.editorial-photo figcaption{color:#5c6672;border-top:3px solid var(--red);max-width:760px;margin:-1px 0 0 auto;padding:18px 24px 0;font-size:.92rem;line-height:1.65}@media (max-width:700px){.editorial-photo{margin:32px auto 4px;padding:0 16px}.editorial-photo img{height:280px}.editorial-photo figcaption{padding:14px 4px 0 18px;font-size:.84rem}.editorial-photo-wide img{object-position:center}}.tool-hub{max-width:1240px;margin:64px auto;padding:0 24px}.tool-tabs{background:#d8dde3;border:1px solid #d8dde3;grid-template-columns:repeat(3,1fr);gap:2px;display:grid}.tool-tabs button{color:var(--navy);text-align:left;cursor:pointer;font:inherit;background:#f3f1ec;border:0;gap:5px;padding:24px;transition:all .2s;display:grid}.tool-tabs button b{font-family:Georgia,serif;font-size:1.2rem}.tool-tabs button span{color:#67717d;font-size:.82rem}.tool-tabs button.active{background:var(--navy);color:#fff}.tool-tabs button.active span{color:#d6dde7}.tool-panel{background:#fff;border:1px solid #d8dde3;border-top:0;padding:48px}.tool-heading{grid-template-columns:1.1fr .9fr;align-items:end;gap:64px;margin-bottom:38px;display:grid}.tool-heading h2{margin:8px 0 0;font-size:clamp(2rem,3vw,3.2rem)}.tool-heading>p{color:#596572;line-height:1.75}.calculator-page.embedded{max-width:none;margin:0;padding:0}.calculator-page.embedded .calcbox2{grid-column:1/-1}.input-wrap{display:block;position:relative}.input-wrap input{padding-right:58px!important}.input-wrap i{color:#6b7480;pointer-events:none;font-size:.83rem;font-style:normal;position:absolute;top:50%;right:15px;transform:translateY(-50%)}.split-calculator{grid-template-columns:.8fr 1.2fr;align-items:start;gap:48px;display:grid}.featured-results{grid-template-columns:repeat(2,1fr)}.balance-bar{background:#e5e7e8;height:12px;margin-top:24px;overflow:hidden}.balance-bar span{background:var(--red);height:100%;transition:width .25s;display:block}.microcopy{color:#64707c;font-size:.85rem}.comparison-layout{grid-template-columns:.9fr 1.1fr;gap:48px;display:grid}.comparison-inputs h3{border-bottom:1px solid #d8dde3;margin:30px 0 14px;padding-bottom:9px;font-size:1rem}.comparison-inputs h3:first-child{margin-top:0}.comparison-inputs .inputs2{grid-template-columns:repeat(2,1fr)}.compare-cards{grid-template-columns:1fr 1fr;gap:14px;display:grid}.compare-cards article{background:#f3f1ec;min-width:0;padding:26px}.compare-cards article:first-child{border-top:4px solid var(--red)}.compare-cards article:nth-child(2){border-top:4px solid #66778a}.compare-cards small{text-transform:uppercase;letter-spacing:.12em;color:#687381}.compare-cards h3{margin:12px 0;font-size:clamp(1.7rem,3vw,2.7rem)}.compare-cards p{color:#5e6975;font-size:.86rem;line-height:1.55}.compare-cards dl{margin:22px 0 0}.compare-cards dl div{border-top:1px solid #d2d2cf;justify-content:space-between;gap:10px;padding:11px 0;font-size:.8rem;display:flex}.compare-cards dd{text-align:right;margin:0;font-weight:700}.comparison-verdict{background:var(--navy);color:#fff;margin-top:16px;padding:28px}.comparison-verdict span{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;display:block}.comparison-verdict b{margin:8px 0;font-family:Georgia,serif;font-size:clamp(2.2rem,5vw,4rem);display:block}.comparison-verdict p{color:#dbe1e8;margin:0;line-height:1.55}.comparison-verdict.neg{background:#5c2631}.model-note{border-left:4px solid var(--red);background:#f3f1ec;margin-top:28px;padding:18px 22px}.model-note p{color:#5b6672;margin:6px 0 0;font-size:.88rem;line-height:1.65}.calculator-cta{margin-top:56px}@media (max-width:900px){.comparison-layout,.split-calculator,.tool-heading,.tool-tabs{grid-template-columns:1fr}.tool-heading{gap:14px}.tool-panel{padding:30px 22px}.compare-cards{grid-template-columns:1fr}.tool-tabs button{padding:18px}.tool-tabs button span{display:none}}@media (max-width:600px){.tool-hub{margin-top:38px;padding:0 14px}.tool-tabs{grid-template-columns:1fr}.tool-tabs button{grid-template-columns:28px 1fr}.tool-tabs button span{display:none}.tool-panel{padding:26px 16px}.comparison-inputs .inputs2,.featured-results{grid-template-columns:1fr}.compare-cards article{padding:20px}.comparison-verdict{padding:22px}}.guide-intro{grid-template-columns:1.1fr .9fr;align-items:end;gap:60px;margin-bottom:42px;display:grid}.guide-intro h2{margin:8px 0;font-size:clamp(2rem,4vw,3.3rem)}.guide-intro>p{color:#5c6773;line-height:1.75}.guide-grid article a{color:var(--red);margin-top:auto;font-weight:700;text-decoration:none;display:inline-block}.guide-grid article{flex-direction:column;display:flex}.article-page{background:#f7f5f0}.article-hero{background:var(--navy);color:#fff;padding:72px max(24px,50vw - 560px)}.article-hero>a{color:#d9e1e9;text-decoration:none}.article-hero h1{max-width:1000px;margin:18px 0;font-size:clamp(2.7rem,6vw,5.6rem);line-height:1.04}.article-hero>p:last-child{color:#dce3ea;max-width:760px;font-size:1.15rem;line-height:1.75}.article-layout{grid-template-columns:250px 1fr;gap:72px;max-width:1120px;margin:0 auto;padding:70px 24px;display:grid}.article-layout aside{border-top:3px solid var(--red);align-self:start;display:grid;position:sticky;top:24px}.article-layout aside span{padding:18px 0;font-weight:700}.article-layout aside a{color:#596572;border-top:1px solid #d9d7d1;padding:12px 0;font-size:.82rem;line-height:1.4;text-decoration:none}.article-opening{color:var(--navy);margin-top:0;font-family:Georgia,serif;font-size:1.35rem;line-height:1.65}.article-body>section{border-top:1px solid #d9d7d1;padding:38px 0;scroll-margin-top:30px}.article-body>section>span{color:var(--red);font-weight:800}.article-body h2{margin:8px 0 18px;font-size:clamp(1.8rem,3vw,2.6rem)}.article-body section>p{color:#4f5b67;font-size:1.02rem;line-height:1.85}.article-checklist{background:#fff;margin:20px 0;border-top:4px solid var(--red)!important;padding:34px!important}.article-checklist ul{grid-template-columns:1fr 1fr;gap:12px;padding:0;list-style:none;display:grid}.article-checklist li{background:#f1efe9;padding:15px 18px}.article-checklist li:before{content:"✓";color:var(--red);margin-right:10px;font-weight:800}.article-body blockquote{background:var(--navy);color:#fff;border-left:6px solid var(--red);margin:38px 0;padding:32px}.article-body blockquote p{margin:8px 0 0;font-family:Georgia,serif;font-size:1.35rem;line-height:1.55}.article-disclaimer{color:#65707b;border:1px solid #d9d7d1;padding:20px;font-size:.84rem}.article-disclaimer p{margin:5px 0 0;line-height:1.6}.article-next{grid-template-columns:1fr 1fr;gap:12px;max-width:1120px;margin:0 auto;padding:0 24px 70px;display:grid}.article-next a{color:var(--navy);background:#fff;gap:8px;padding:24px;text-decoration:none;display:grid}.article-next a:last-child{text-align:right}.article-next small{color:#75808a;text-transform:uppercase;letter-spacing:.1em}@media (max-width:800px){.article-layout,.guide-intro{grid-template-columns:1fr}.guide-intro{gap:10px}.article-layout{gap:20px;padding-top:40px}.article-layout aside{position:static}.article-checklist ul,.article-next{grid-template-columns:1fr}.article-next a:last-child{text-align:left}.article-hero{padding-top:48px;padding-bottom:48px}}.article-page .article-hero{align-items:normal;justify-content:normal;border:0;width:100%;max-width:none;height:auto;min-height:0;margin:0;display:block;overflow:visible}.article-page .article-hero h1{overflow-wrap:normal;word-break:normal;-webkit-hyphens:none;hyphens:none}.article-page .article-hero .eyebrow{display:flex}.page-image-hero{min-height:600px}.page-image-hero .hero-copy{width:min(860px,66%);padding:90px 0}.page-image-hero .hero-copy h1{letter-spacing:-.055em;margin:22px 0;font-size:clamp(48px,6vw,78px);line-height:1}.page-image-hero .shade{background:linear-gradient(90deg,#001f30f5,#00293ec7 50%,#00293e2e 82%)}@media (max-width:680px){.page-image-hero{min-height:650px}.page-image-hero .hero-copy{width:auto;padding:70px 20px 110px}.page-image-hero .hero-copy h1{font-size:46px}.page-image-hero>img{object-position:center}}.home-hero .shade{background:linear-gradient(90deg,#181c1feb,#432d269e 44%,#00293e0f 76%)}.home-hero .hero-copy h1 em{color:var(--hansa-red)}.home-hero .eyebrow.white:before{background:var(--hansa-red)}header{z-index:1000;background:var(--hansa-blue);border-bottom:1px solid #ffffff2e;max-width:none;position:sticky;top:0;box-shadow:0 10px 30px #001f302e}header .brand img{filter:brightness(0)invert()}header .brand .invest-label{color:#fff;border-left-color:var(--hansa-red)}header nav{color:#dce6eb}header nav a:focus-visible,header nav a:hover{color:#fff}header .outline{color:#fff;background:var(--hansa-red);border-color:var(--hansa-red);box-shadow:0 7px 18px #00000029}header .outline:focus-visible,header .outline:hover{color:var(--hansa-blue);background:#fff;border-color:#fff}:target{scroll-margin-top:118px}@media (max-width:620px){:target{scroll-margin-top:92px}}.legal-role-global{border-left:4px solid var(--hansa-red);background:var(--hansa-blue);color:#fff;grid-template-columns:190px 1fr;gap:30px;margin:14px max(16px,50vw - 680px);padding:28px 30px;display:grid}.legal-role-global strong{font-size:17px;line-height:1.4}.legal-role-global p{color:#e0e9ed;margin:0;font-size:13px;line-height:1.75}.legal-role-global a{color:#fff;text-underline-offset:3px;font-weight:700;text-decoration:underline}@media (max-width:680px){.legal-role-global{grid-template-columns:1fr;gap:12px;margin:10px 12px;padding:22px 20px}.legal-role-global strong br{display:none}}.home-hero .hero-variant{display:none}.home-hero .hero-variant-0,html[data-hansa-hero="0"] .home-hero .hero-variant-0,html[data-hansa-hero="1"] .home-hero .hero-variant-1,html[data-hansa-hero="2"] .home-hero .hero-variant-2{display:block}html[data-hansa-hero="1"] .home-hero .hero-variant-0,html[data-hansa-hero="2"] .home-hero .hero-variant-0{display:none}.answer-section,.investment-entry{background:#fff;padding:88px max(28px,50vw - 560px)}.answer-section .section-head,.investment-entry .section-head{max-width:820px}.investment-entry .section-head>p:last-child{color:var(--hansa-muted);font-size:15px;line-height:1.8}.entry-grid{grid-template-columns:repeat(3,1fr);gap:18px;margin-top:38px;display:grid}.entry-grid article{border:1px solid var(--hansa-line);border-top:4px solid var(--hansa-red);background:#fff;flex-direction:column;min-height:290px;padding:30px;display:flex}.entry-grid article>span{color:var(--hansa-red);font-size:11px;font-weight:800}.entry-grid h3{margin:28px 0 12px;font-size:22px}.entry-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.75}.entry-grid a{color:var(--hansa-red);margin-top:auto;font-size:12px;font-weight:800;text-decoration:none}.local-proof{background:var(--hansa-blue);color:#fff;grid-template-columns:1.05fr .95fr;gap:76px;padding:76px max(28px,50vw - 560px);display:grid}.local-proof h2{color:#fff;max-width:580px;margin:12px 0 18px;font-size:clamp(34px,4vw,54px)}.local-proof p{color:#dce6eb;line-height:1.8}.local-proof dl{margin:0}.local-proof dl div{border-top:1px solid #fff3;grid-template-columns:120px 1fr;gap:18px;padding:16px 0;display:grid}.local-proof dl div:last-child{border-bottom:1px solid #fff3}.local-proof dt{color:#b9cad2;text-transform:uppercase;letter-spacing:.08em;font-size:11px;font-weight:800}.local-proof dd{margin:0;font-size:13px;line-height:1.6}.local-proof a{color:#fff;font-weight:700}.answer-section{background:var(--hansa-off)}.answer-section details{border-top:1px solid var(--hansa-line);max-width:900px;padding:0}.answer-section details:last-child{border-bottom:1px solid var(--hansa-line)}.answer-section summary{color:var(--hansa-blue);cursor:pointer;padding:22px 6px;font-size:17px;font-weight:700}.answer-section details p{max-width:760px;color:var(--hansa-muted);margin:0;padding:0 34px 24px 6px;font-size:13px;line-height:1.8}.article-byline{color:#bccbd4;letter-spacing:.02em;margin:0 0 14px;font-size:12px}.article-disclaimer a{color:var(--hansa-red);margin-top:10px;font-weight:700;display:inline-block}.legal-lead{color:var(--hansa-blue)!important;font-size:18px!important;line-height:1.8!important}progress.balance-bar{appearance:none;border:0;width:100%;display:block}progress.balance-bar::-webkit-progress-bar{background:#e5e7e8}progress.balance-bar::-webkit-progress-value{background:var(--hansa-red);transition:width .25s}progress.balance-bar::-moz-progress-bar{background:var(--hansa-red)}@media (max-width:800px){.entry-grid,.local-proof{grid-template-columns:1fr}.local-proof{gap:38px}.local-proof dl div{grid-template-columns:100px 1fr}}@media (max-width:680px){.answer-section,.investment-entry,.local-proof{padding:62px 20px}.entry-grid{grid-template-columns:1fr}.entry-grid article{min-height:0}.local-proof dl div{grid-template-columns:1fr;gap:6px}}.hero-actions{flex-wrap:wrap;align-items:center;gap:22px;margin-top:34px;display:flex}.hero-secondary{color:#fff;border-bottom:1px solid #ffffffb3;padding-bottom:5px;font-size:13px;font-weight:700}.hero-secondary:hover{color:var(--hansa-red);border-color:var(--hansa-red)}.contact-products,.pricing-process,.pricing-section,.product-flows,.product-preview{background:#fff;padding:88px max(28px,50vw - 600px)}.pricing-section .section-head>p:last-child,.product-preview .section-head>p:last-child{max-width:820px;color:var(--hansa-muted);font-size:14px;line-height:1.75}.contact-choice-grid,.pricing-grid,.product-preview-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:40px;display:grid}.product-preview-grid article{background:#fff;border:1px solid var(--hansa-line);border-top:4px solid #82909a;flex-direction:column;min-height:350px;padding:30px;display:flex;position:relative}.product-preview-grid article.featured{border-top-color:var(--hansa-red);background:var(--hansa-off)}.product-preview-grid article>b{color:var(--hansa-red);text-transform:uppercase;letter-spacing:.08em;font-size:10px;position:absolute;top:18px;right:20px}.product-preview-grid article>span{color:var(--hansa-red);font-size:11px;font-weight:800}.product-preview-grid h3{margin:30px 0 14px;font-size:23px}.product-preview-grid article>strong{color:var(--hansa-blue);font-family:Georgia,serif;font-size:27px}.product-preview-grid article>small{color:var(--hansa-red);margin-top:6px;font-weight:800}.product-preview-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.75}.product-preview-grid a{color:var(--hansa-red);margin-top:auto;font-size:12px;font-weight:800}.product-preview-grid article.result{border-top-color:var(--hansa-red);background:var(--hansa-blue)}.product-preview-grid article.result h3,.product-preview-grid article.result>strong{color:#fff}.product-preview-grid article.result p{color:#dce6eb}.product-preview-grid article.result>a,.product-preview-grid article.result>small{color:#f26970}.product-preview-grid article.result>b{color:#fff;background:var(--hansa-red);padding:6px 9px}.no-promise{border-left:4px solid var(--hansa-red);background:var(--hansa-off);color:var(--hansa-muted);margin:26px 0 0;padding:18px 22px;font-size:13px}.pricing-section{max-width:none}.pricing-grid{align-items:stretch}.pricing-card{background:#fff;border:1px solid var(--hansa-line);border-top:5px solid #7d8992;flex-direction:column;padding:32px;scroll-margin-top:120px;display:flex;position:relative}.pricing-card.featured{border-top-color:var(--hansa-red);background:var(--hansa-off);box-shadow:0 18px 40px #001f301a}.price-badge{background:var(--hansa-red);color:#fff;text-transform:uppercase;letter-spacing:.08em;padding:7px 10px;font-size:9px;position:absolute;top:18px;right:20px}.product-kicker{color:var(--hansa-red);text-transform:uppercase;letter-spacing:.12em;margin:0 0 20px;font-size:10px;font-weight:800}.pricing-card h2{min-height:62px;margin:0 0 20px;font-size:28px}.product-price{border-top:1px solid var(--hansa-line);align-items:flex-end;gap:10px;padding-top:18px;display:flex}.product-price strong{color:var(--hansa-blue);font-family:Georgia,serif;font-size:38px;line-height:1}.product-price span{max-width:110px;color:var(--hansa-muted);font-size:10px;line-height:1.4}.success-price{color:var(--hansa-red);margin:12px 0 0;font-size:14px;font-weight:800}.product-intro{min-height:115px;color:var(--hansa-muted);font-size:13px;line-height:1.75}.pricing-card h3{margin:22px 0 10px;font-size:14px}.excluded-list,.included-list{margin:0;padding:0;list-style:none}.excluded-list li,.included-list li{color:var(--hansa-muted);border-top:1px solid #e1e5e7;padding:9px 0 9px 22px;font-size:11px;line-height:1.55;position:relative}.included-list li:before{content:"✓";color:#2d7651;font-weight:900;position:absolute;left:0}.excluded-list li:before{content:"–";color:var(--hansa-red);font-weight:900;position:absolute;left:2px}.pricing-card .btn{justify-content:center;margin-top:28px}.pricing-card.result{border-top-color:var(--hansa-red);background:var(--hansa-blue);color:#fff;box-shadow:0 18px 44px #001f302e}.pricing-card.result .product-price strong,.pricing-card.result h2{color:#fff}.pricing-card.result .product-price{border-color:#ffffff38}.pricing-card.result .included-list li,.pricing-card.result .product-intro,.pricing-card.result .product-price span{color:#dce6eb}.pricing-card.result .included-list li{border-color:#ffffff24}.pricing-card.result .included-list li:before{color:#72d6a0}.saving-example{background:#ffffff14;border:1px solid #ffffff2e;margin-top:24px;padding:20px}.saving-example>b{color:#fff;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px;font-size:12px;display:block}.saving-example dl{margin:0}.saving-example dl div{border-top:1px solid #ffffff21;justify-content:space-between;gap:18px;padding:7px 0;font-size:11px;display:flex}.saving-example dt{color:#c8d6dc}.saving-example dd{color:#fff;margin:0;font-weight:800}.saving-example .example-result{margin-top:5px;padding-top:12px}.saving-example .example-result dd,.saving-example .example-result dt{color:#72d6a0;font-size:12px}.value-focus{border-left:4px solid var(--hansa-red);background:var(--hansa-off);grid-template-columns:300px 1fr;gap:36px;margin-top:30px;padding:30px;display:grid}.value-focus strong{color:var(--hansa-blue);font-size:19px;line-height:1.4}.value-focus p{color:var(--hansa-muted);margin:0;font-size:13px;line-height:1.75}.contact-notice,.success-boundary{border-left:4px solid var(--hansa-red);background:var(--hansa-blue);color:#fff;grid-template-columns:260px 1fr;gap:36px;margin-top:28px;padding:28px 30px;display:grid}.contact-notice strong,.success-boundary strong{font-size:18px;line-height:1.4}.contact-notice p,.success-boundary p{color:#dce6eb;margin:0;font-size:13px;line-height:1.75}.pricing-process{background:var(--hansa-off)}.product-flows{background:#eef1f2}.product-flows>article{border-top:1px solid #cbd5d9;grid-template-columns:1.05fr .95fr;gap:70px;padding:55px 0;scroll-margin-top:120px;display:grid}.product-flows>article:last-child{border-bottom:1px solid #cbd5d9}.flow-heading{grid-template-columns:50px 1fr;gap:22px;display:grid}.flow-heading>span{color:var(--hansa-red);font-size:12px;font-weight:800}.flow-heading small{color:var(--hansa-red);text-transform:uppercase;letter-spacing:.08em;font-size:10px;font-weight:800}.flow-heading h2{margin:10px 0 14px;font-size:31px}.flow-heading p{color:var(--hansa-muted);font-size:13px;line-height:1.75}.product-flows ol{counter-reset:flow;margin:0;padding:0;list-style:none}.product-flows li{counter-increment:flow;color:var(--hansa-blue);border-top:1px solid #cbd5d9;padding:15px 0 15px 46px;font-size:13px;line-height:1.55;position:relative}.product-flows li:before{content:counter(flow,decimal-leading-zero);color:var(--hansa-red);font-size:10px;font-weight:800;position:absolute;left:0}.contact-choice-grid article{border:1px solid var(--hansa-line);border-top:4px solid var(--hansa-red);flex-direction:column;padding:30px;display:flex}.contact-choice-grid h3{min-height:58px;margin:0 0 18px;font-size:23px}.contact-choice-grid strong{color:var(--hansa-blue);font-family:Georgia,serif;font-size:21px;line-height:1.4}.contact-choice-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.7}.contact-choice-grid .btn{justify-content:center;margin-top:auto}.contact-choice-grid article.result{background:var(--hansa-blue);border-top-color:var(--hansa-red)}.contact-choice-grid article.result h3,.contact-choice-grid article.result strong{color:#fff}.contact-choice-grid article.result p{color:#dce6eb}.contact-choice-grid article.result>small{color:#f26970;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px;font-size:10px;font-weight:800}.contact-page.compact{padding-top:40px}@media (max-width:1050px){.pricing-grid{grid-template-columns:1fr}.pricing-card h2,.product-intro{min-height:0}.pricing-card{max-width:780px}.contact-choice-grid,.product-preview-grid{grid-template-columns:1fr 1fr}.product-flows>article{grid-template-columns:1fr;gap:24px}}@media (max-width:680px){.contact-products,.pricing-process,.pricing-section,.product-flows,.product-preview{padding:62px 20px}.contact-choice-grid,.product-preview-grid{grid-template-columns:1fr}.contact-notice,.success-boundary,.value-focus{grid-template-columns:1fr;gap:12px;padding:24px 20px}.price-badge{align-self:flex-start;margin-bottom:16px;position:static}.pricing-card h2{font-size:25px}.product-price strong{font-size:34px}.flow-heading{grid-template-columns:34px 1fr}.hero-actions{flex-direction:column;align-items:flex-start}}footer{grid-template-columns:minmax(188px,auto) minmax(260px,1fr) auto;gap:22px 42px;display:grid}footer>.brand{flex-shrink:0;min-width:188px}footer>.footer-description{min-width:0;max-width:570px;margin:0;line-height:1.65}footer>.legal-links{justify-content:flex-end}.appointment-banner{background:var(--hansa-blue);color:#fff;justify-content:space-between;align-items:center;gap:50px;padding:48px max(28px,50vw - 680px);display:flex}.appointment-banner>div{max-width:820px}.appointment-banner h2{color:#fff;max-width:760px;margin:14px 0;font-size:clamp(34px,4vw,54px)}.appointment-banner p:not(.eyebrow){color:#dce6eb;margin:0;line-height:1.7}.appointment-page{background:#fff;grid-template-columns:1.05fr .95fr;gap:70px;padding:90px max(28px,50vw - 680px);display:grid}.appointment-card{border-top:4px solid var(--hansa-red);background:var(--hansa-off);padding:42px}.appointment-card h2{margin:18px 0}.appointment-card>p:not(.eyebrow){color:var(--hansa-muted);line-height:1.75}.appointment-card .btn{margin-top:20px}.appointment-email{color:var(--hansa-red);text-underline-offset:3px;margin-top:22px;font-weight:700;text-decoration:underline;display:block}.appointment-steps{border-top:1px solid var(--hansa-line);gap:0;display:grid}.appointment-steps article{border-bottom:1px solid var(--hansa-line);padding:26px 0 26px 58px;position:relative}.appointment-steps span{color:var(--hansa-red);font-size:11px;font-weight:800;position:absolute;top:31px;left:0}.appointment-steps h3{margin:0 0 8px;font-size:21px}.appointment-steps p{color:var(--hansa-muted);margin:0;font-size:13px;line-height:1.7}.appointment-note{border-left:4px solid var(--hansa-red);background:#eef1f2;grid-template-columns:260px 1fr auto;align-items:center;gap:34px;padding:34px max(28px,50vw - 680px);display:grid}.appointment-note strong{font-size:19px}.appointment-note p{color:var(--hansa-muted);margin:0;font-size:13px;line-height:1.7}.appointment-note a{color:var(--hansa-red);font-size:12px;font-weight:800}@media (max-width:1180px){footer{grid-template-columns:minmax(188px,auto) minmax(0,1fr);align-items:start}footer>.legal-links{grid-column:1/-1;justify-content:flex-start}.appointment-note{grid-template-columns:220px 1fr}.appointment-note a{grid-column:2}}@media (max-width:820px){.appointment-banner{flex-direction:column;align-items:flex-start;gap:26px}.appointment-page{grid-template-columns:1fr;gap:45px;padding:65px 28px}.appointment-note{grid-template-columns:1fr;gap:12px}.appointment-note a{grid-column:auto}}@media (max-width:700px){footer{grid-template-columns:1fr}footer>.legal-links{grid-column:auto;justify-content:flex-start}.appointment-banner{padding:38px 20px}.appointment-page{padding:55px 20px}.appointment-card{padding:28px 22px}.appointment-note{padding:28px 20px}}.ai-image-label{z-index:4;color:#111;letter-spacing:0;text-transform:none;text-shadow:0 0 2px #ffffffd9,0 0 5px #fff9;opacity:.68;background:0 0;border:0;padding:0;font-size:8px;font-weight:500;line-height:1.15;transition:opacity .2s;position:absolute;top:auto;bottom:5px;right:5px}.ai-image-label:focus-visible,.ai-image-label:hover{opacity:1;outline-offset:2px;background:0 0;outline:1px dotted #111}@media (max-width:680px){.ai-image-label{padding:0;font-size:8px;top:auto;bottom:4px;right:4px}}.calculator-links{grid-template-columns:repeat(4,minmax(0,1fr))}.tool-tabs a{color:var(--navy);text-align:left;background:#f3f1ec;border:0;align-content:start;gap:5px;min-width:0;padding:22px;transition:all .2s;display:grid}.tool-tabs a:focus-visible,.tool-tabs a:hover{color:var(--hansa-blue);background:#fff}.tool-tabs a b{font-family:Georgia,serif;font-size:1.08rem;line-height:1.25}.tool-tabs a>span:last-child{color:#67717d;font-size:.76rem;line-height:1.45}.tool-tabs a.active{background:var(--navy);color:#fff}.tool-tabs a.active>span:last-child{color:#d6dde7}.tool-number{color:var(--hansa-red);letter-spacing:.08em;font-size:10px;font-weight:900}.calculator-overview{max-width:1240px;margin-top:76px;margin-bottom:90px}.calculator-overview>.section-head{max-width:850px}.calculator-overview>.section-head h2{margin:12px 0 18px}.calculator-overview>.section-head>p:last-child{max-width:760px;line-height:1.75}.calculator-hub-grid{grid-template-columns:repeat(2,1fr);gap:18px;margin-top:26px;display:grid}.calculator-hub-grid article{border:1px solid var(--hansa-line);border-top:4px solid var(--hansa-red);background:#fff;flex-direction:column;min-height:270px;padding:30px;display:flex}.calculator-hub-grid article>span{color:var(--hansa-red);font-size:10px;font-weight:900}.calculator-hub-grid h3{margin:28px 0 12px;font-size:24px}.calculator-hub-grid p{color:var(--hansa-muted);font-size:13px;line-height:1.75}.calculator-hub-grid a{color:var(--hansa-red);margin-top:auto;font-size:12px;font-weight:800}.overview-note{margin-top:28px}.calculator-route{max-width:1320px;margin-top:46px;margin-bottom:82px}.calculator-route>.tool-panel{border-top:1px solid #d8dde3}.calculator-stack{gap:0;display:grid}.calculator-core{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);align-items:start;gap:38px;display:grid}.calculator-input-groups{gap:18px;display:grid}.input-group{background:#f3f1ec;border-top:4px solid #7f8b94;padding:24px}.input-group:first-child{border-top-color:var(--hansa-red)}.input-group h3{margin:0 0 18px;font-size:16px}.input-group .inputs2{grid-template-columns:repeat(2,minmax(0,1fr))}.input-group .inputs2 label:last-child:nth-child(odd){grid-column:1/-1}.field-hint{color:var(--hansa-muted);letter-spacing:0;text-transform:none;font-weight:400;line-height:1.45}.calculator-results{min-width:0}.hero-result{background:var(--hansa-blue);color:#fff;border-left:5px solid var(--hansa-red);padding:28px}.hero-result>span,.reserve-result>span{color:#c9d8de;letter-spacing:.1em;text-transform:uppercase;font-size:10px;font-weight:800;display:block}.hero-result>b{margin:10px 0 6px;font-family:Georgia,serif;font-size:clamp(2.7rem,5vw,4.7rem);line-height:1;display:block}.hero-result p,.reserve-result p{color:#dce6eb;margin:0;font-size:12px;line-height:1.6}.hero-result b.positive,.positive{color:#2d865e}.hero-result b.negative,.negative{color:var(--hansa-red)}.hero-result b.positive{color:#78d4a2}.hero-result b.negative{color:#ff969a}.expanded-results{grid-template-columns:repeat(3,1fr)}.calc-breakdown{border-top:1px solid var(--hansa-line);margin:22px 0 0}.calc-breakdown div{border-bottom:1px solid var(--hansa-line);justify-content:space-between;gap:18px;padding:12px 4px;display:flex}.calc-breakdown dt{color:var(--hansa-muted);font-size:11px}.calc-breakdown dd{color:var(--hansa-blue);text-align:right;font-size:13px}.scenario-grid{grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px;display:grid}.scenario-grid article{background:#f6f5f1;border:1px solid var(--hansa-line);border-top:4px solid #687783;padding:22px}.scenario-grid article.scenario-negative{border-top-color:var(--hansa-red)}.scenario-grid article.scenario-positive{border-top-color:#2d865e}.negotiation-cta small,.scenario-grid small{color:var(--hansa-red);letter-spacing:.11em;text-transform:uppercase;font-size:9px;font-weight:900}.scenario-grid h3{margin:10px 0 8px;font-size:24px}.scenario-grid h3 span{color:var(--hansa-muted);font-family:Inter,Segoe UI,Arial,sans-serif;font-size:10px}.scenario-grid p{min-height:68px;color:var(--hansa-muted);font-size:10px;line-height:1.55}.scenario-grid dl{margin:16px 0 0}.scenario-grid dl div{border-top:1px solid var(--hansa-line);grid-template-columns:1fr auto;gap:10px;padding:9px 0;display:grid}.scenario-grid dt{color:var(--hansa-muted);font-size:9px}.scenario-grid dd{text-align:right;font-size:11px}.reserve-result{background:var(--hansa-blue);color:#fff;margin-top:18px;padding:24px}.reserve-result b{margin:8px 0;font-family:Georgia,serif;font-size:34px;display:block}.target-result b{color:#fff}.comparison-reading,.target-explanation{border-left:4px solid var(--hansa-red);background:#f3f1ec;margin-top:18px;padding:22px}.comparison-reading p,.target-explanation p{color:var(--hansa-muted);margin:7px 0 0;font-size:12px;line-height:1.7}.negotiation-cta{background:var(--hansa-blue);color:#fff;justify-content:space-between;align-items:center;gap:30px;margin-top:18px;padding:28px;display:flex}.negotiation-cta h3{color:#fff;margin:8px 0;font-size:22px}.negotiation-cta p{color:#dce6eb;max-width:620px;margin:0;font-size:12px;line-height:1.65}.negotiation-cta .btn{flex:none}.scenario-comparison{min-width:0}.comparison-scenario-grid{grid-template-columns:1fr;gap:14px;display:grid}.comparison-scenario-grid article{border:1px solid var(--hansa-line);border-top:4px solid var(--hansa-red);background:#f3f1ec;padding:24px}.comparison-scenario-grid article>small{color:var(--hansa-red);letter-spacing:.12em;text-transform:uppercase;font-size:9px;font-weight:900}.comparison-scenario-grid h3{margin:9px 0;font-size:32px}.comparison-scenario-grid>article>p{color:var(--hansa-muted);font-size:10px;line-height:1.55}.comparison-scenario-grid dl{grid-template-columns:repeat(2,1fr);gap:0 18px;margin:16px 0 0;display:grid}.comparison-scenario-grid dl div{border-top:1px solid #d2d2cf;justify-content:space-between;gap:10px;padding:9px 0;display:flex}.comparison-scenario-grid dt{color:var(--hansa-muted);font-size:9px}.comparison-scenario-grid dd{color:var(--hansa-blue);text-align:right;font-size:11px}@media (max-width:1080px){.calculator-links{grid-template-columns:repeat(2,1fr)}.calculator-core,.scenario-grid{grid-template-columns:1fr}.scenario-grid p{min-height:0}}@media (max-width:720px){.calculator-hub-grid,.calculator-links{grid-template-columns:1fr}.tool-tabs a{grid-template-columns:28px 1fr;padding:18px}.tool-tabs a>span:last-child{display:none}.calculator-route{padding:0 14px}.calculator-route>.tool-panel{padding:26px 16px}.input-group{padding:20px 16px}.comparison-scenario-grid dl,.expanded-results,.input-group .inputs2{grid-template-columns:1fr}.input-group .inputs2 label:last-child:nth-child(odd){grid-column:auto}.negotiation-cta{flex-direction:column;align-items:flex-start;padding:24px}.calculator-hub-grid article{min-height:0}}.privacy-access{text-align:center;background:#003753;padding:18px 24px}.privacy-access button{font:inherit;color:#fff;cursor:pointer;background:0 0;border:0;padding:10px;font-size:13px;text-decoration:underline}.privacy-dialog{color:#003753;background:#fff;border:1px solid #dbe3e7;border-radius:12px;width:min(610px,100vw - 40px);max-height:calc(100dvh - 40px);margin:0;padding:0;position:fixed;inset:auto 20px 20px auto;overflow:auto;box-shadow:0 12px 70px #00253640}.privacy-dialog::backdrop{background:#001b294d}.privacy-inner{padding:28px}.privacy-eyebrow{letter-spacing:.15em;color:#922d31;margin:0 0 10px;font-size:11px;font-weight:700}.privacy-dialog h2{letter-spacing:-.02em;margin:0 0 16px;font-size:clamp(23px,4vw,29px);line-height:1.2}.privacy-dialog p{margin:0 0 14px;font-size:14px;line-height:1.65}.privacy-dialog .privacy-small{color:#455e6b;font-size:12px}.privacy-actions{flex-wrap:wrap;gap:10px;margin:20px 0;display:flex}.privacy-button{font:inherit;color:#fff;cursor:pointer;background:#003753;border:1px solid #003753;border-radius:5px;min-height:46px;padding:13px 17px;font-size:13px;font-weight:700}.privacy-secondary{color:#003753;background:#fff}.privacy-access :focus-visible,.privacy-dialog :focus-visible{outline-offset:4px;outline:3px solid #b43b3f}.privacy-links{flex-wrap:wrap;gap:20px;font-size:12px;display:flex}.privacy-links a{text-underline-offset:3px;text-decoration:underline}.privacy-details{border-top:1px solid #dbe3e7;margin-bottom:20px;padding-top:18px}.privacy-details h3{margin:0 0 12px;font-size:16px}.privacy-details dl{margin:0 0 14px;display:block}.privacy-details dl>div{border-bottom:1px solid #e9eef0;padding:10px 0}.privacy-details dt{color:#003753;font-size:13px;font-weight:700}.privacy-details dd{color:#455e6b;margin:4px 0 0;font-size:12px;line-height:1.6}.privacy-details p{font-size:12px}@media (max-width:620px){.privacy-dialog{width:calc(100vw - 24px);max-height:calc(100dvh - 24px);inset:auto 12px 12px}.privacy-inner{padding:22px}.privacy-actions{flex-direction:column}.privacy-button{width:100%}}@media (max-width:980px){header:has(>nav[aria-label=Hauptnavigation]){flex-wrap:wrap;gap:8px 18px;height:auto;min-height:102px;padding-top:12px;padding-bottom:0}header>nav[aria-label=Hauptnavigation]{white-space:nowrap;flex:0 0 100%;order:3;gap:24px;width:100%;padding:0 0 4px;display:flex;overflow-x:auto}header>nav[aria-label=Hauptnavigation] a{flex-shrink:0;padding:13px 0;font-size:12px}header>nav[aria-label=Hauptnavigation] a:after{bottom:6px}}.article-hero h1{color:#fff}.article-author{align-items:center;gap:14px;max-width:760px;margin:22px 0 18px;display:flex}.article-author-photo{border-radius:50%;flex:0 0 72px;width:72px;height:72px;display:block;overflow:hidden}.article-author-photo img{object-fit:cover;object-position:center 30%;transform-origin:50% 30%;width:100%;height:100%;transition:transform .2s;display:block;transform:scale(2.5)}.article-author-photo:hover img{transform:scale(2.62)}.article-author-photo:focus-visible{outline-offset:4px;outline:3px solid #fff}.article-author>div{gap:2px;display:grid}.article-author-label{color:#aebfca;letter-spacing:.1em;text-transform:uppercase;font-size:11px;font-weight:800}.article-author-name{color:#fff;font-size:16px;font-weight:800;text-decoration:none}.article-author-name:hover{text-decoration:underline}.article-author-date{color:#bccbd4;font-size:12px;line-height:1.5}.article-author-date a{text-underline-offset:2px;-webkit-text-decoration:underline dotted;text-decoration:underline dotted}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}